Credit Analyst (Strategic Operations&Data Insights), Hoofddorp

MULTIDivision About L’Oréal has been a world leader in the cosmetics business for more than 100 years and has grown into one of the largest FMCG companies in the world. With international brands such as L'Oréal Paris, Garnier, Kérastase, Redken, Lancôme, Yves Saint Laurent, La Roche-Posay and Vichy, we offer relevant products for every consumer. The brand-new and highly sustainable office in Hoofddorp forms the Benelux headquarter.

Your Main Responsibilities

Enforce the local credit policy with the Credit team and relevant stakeholders

Coordinate all credit related activities policy to ensure a clear and risk optimum process for customers and L’Oréal

Reporting to Multidivision Credit Manager

Your Mission

Credit risk management

Manage&analyze credit risk of your customer portfolio

Assign Customer Credit Limits and manage local credit insurance

Ensure customer credit master data setup is accurate

Monitor local credit KPIs and find opportunities to drive improvement

Inform internal stakeholders of potential credit issues

Credit assessment of new and existing customer accounts

Order Validation

Manage the blocking and releasing of orders with credit issues

Anticipate&act on credit blocks that would impact business results

Retrospectively analyze blocked orders&propose improvements

Impairment of account receivables

Bad Debt customer identification

Calculate statistical and customer specific Bad Debt provisions

Continuous improvement

Enforcement of payment terms

Animate favorable ways of payment: direct debit, QR codes, etc.

Share best practices with EU Zone countries

Use local expertise (tax, legal, etc.) to find local best practices

Collaborate closely with the customer facing, order to delivery teams and key business stakeholders involved in the process (sales)

KPIs

Credit KPI’s

Customer Accounts Receivables Statutory requirement

Untouched Order Rate (credit block)

Your Deliverables

Ensure the proper application of Company Credit Norms and Local Credit Policy

Ensure compliance with local legislation

Ensure efficient Credit risk management

Drive improved KPI’s

Skills, Attitude&Knowledge

Master’s degree

English (mandatory), Dutch (highly recommended), and French (optional).

Delivery excellence

IT Tools utilisation

Problem Solving: proactive communication

Problem Solving: Solution Oriented mindset

Stakeholders management: Conflict management

What do we offer? When you start at L'Oréal, you get a great deal of responsibility from day one. To develop, we offer an introduction program and an individual training program. Training can be local or at the global headquarters in Paris. An enriching experience where you will meet international peers.

And Furthermore, You Will Find With Us

An inspiring work environment with ambitious colleagues, where working Agile is applied

A healthy career perspective with interesting development opportunities;

A competitive salary which is adjusted on an annual basis in case of good performance;

Good secondary employment conditions, such as a 13th month, profit sharing, discount on medical expenses and a favorable pension scheme;

Discounts on L'Oréal products

Nice extras such as various L'Oréal sporting activities and events

Finally, a great added value of working at L'Oréal is that you will be working with so many different people and functions. This offers you the opportunity to broaden your knowledge about different stakeholders.

Diversity L'Oréal would like their personnel to represent the diversity of the Benelux society. We welcome everyone regardless of origin, gender, age, sexual orientation, philosophical or political conviction, disability, etc.

"A diversified workforce in every function and on all levels strengthens our creativity and our understanding of consumers and it enables us to develop and market products that are relevant"– Jean-Paul Agon, Chairman of L'Oréal

Application Are you ready for this challenge and do you meet the conditions? Then apply quickly!

Do you want to know what it's like to work for L'Oréal Benelux? Check out our LinkedIn page: